Emergency Expenses Loan
Need instant funds for emergency expenses? Enjoy flexible repayment and zero collateral – all 100% online.
What is an Emergency Expenses Loan?
An Emergency Expenses Loan is a quick personal loan designed to help you manage unexpected financial needs such as medical bills, car repairs, home emergencies, or sudden travel. Through Switch My Loan, you can compare and choose from multiple lenders offering instant approval and fast disbursal – ensuring you get the funds when it matters most.
Key Features & Benefits
Quick Approval & Instant Disbursal – Get your loan approved and credited within hours.
No Collateral Required - Unsecured loan, no asset needed as security.
Flexible Repayment Tenure – Choose repayment plans from 12 to 60 months.
Attractive Interest Rates – Compare multiple lenders to find the lowest rate.
100% Digital Process – Apply online without visiting any branch.
Minimal Documentation – Fast and simple process with basic documents only.
EMI Calculator
Planning to apply for a loan but unclear about the EMI involved? Find out your EMI now.
CALCULATE YOUR EMI
Charges on Emergency Expenses Loan
| Charge Type | Details |
|---|---|
| Interest Rate | Starting from 10.49% p.a.* (varies as per lender and profile) |
| Processing Fee | 1%–2.5% of the loan amount (varies by lender). |
| Foreclosure / Prepayment Charges | Nominal or zero with select partners |
| Late payment | As per lender’s policy |
Eligibility Criteria
- Indian resident aged between 21 to 55 years
- Minimum Income: ₹15,000 per month (may vary by lender)
- Salaried or self-employed with regular income
- Keep your credit score high (650+ preferred for best offers).
Documents Required
ID Proof
Aadhaar / PAN / Passport
Address Proof
Utility Bill / Rent Agreement / Passport
Income Proof
Salary slips (last 3 months) / ITR for self-employed
Photograph
Recent passport-size photo
Frequently Asked Questions
Got questions? We’ve got answers. Find quick help below for all your loan-related queries.
Loading FAQs...