Building India’s Next-Gen Fintech Ecosystem

Making financial decisions easier, faster, and more reliable through a seamless ecosystem.

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Our Vision

Our vision is to shape the future of finance in India through the integration of innovative design, cutting-edge technology, and human-centric AI - building a trusted digital ecosystem where complex financial decisions become simple, transparent journeys, and every individual can move forward with clarity, confidence, and control.

Our Mission

To promote financial inclusion across India by providing fast, transparent, and digital-first financial services—ranging from short-term credit to high-value loans and comprehensive financial products—while serving as a reliable and trustworthy financial partner that empowers individuals and businesses to make informed financial decisions and prosper sustainably.

Focused products &
One shared vision of
trust, speed, and
financial access.

Brand Portfolio

Each brand under SwitchMyLoan solves a distinct financial need, designed for scale, compliance, and long-term customer value.

Cready

Cready is your all-in-one financial marketplace -designed to deliver experience, reliability, and the right choices across loans, insurance, credit cards, and more.

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RapidMoney

RapidMoney is our LSP platform offering loans to under-served markets, gig-workers and blue-collar workers.

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Qicky

A premium lending experience for life’s meaningful milestones. Built with trusted partners to deliver calm, transparent, and responsible credit.

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5

Years of Legacy

1+ millions

Customers Served

₹5000+ cr

Disbursed

100+ Years
Leadership Experience

SwitchMyLoan and it’s group companies atre led
by industry leaders with a combined 100+ years
of experience.

Our Leadership

United by a shared belief in building sustainable financial businesses, not short-term gains.

Chintan Panchmatya

Chintan Panchmatya

Founder & CEO

Chintan Panchmatya

in

Founder and CEO

Chintan Panchmatya is the Founder and CEO of the SwitchMyLoan Group, dedicated to reshaping how people across Bharat approach financial decisions. He drives the group’s strategy and growth with a focus on innovation and customer-centric fintech platforms. Under his leadership, SwitchMyLoan has added  Cready, RapidMoney, and Qicky to it's portfolio.

Before founding SwitchMyLoan, Chintan gained extensive experience in financial services and lending through roles at Fullerton India, Karvy Financial, and Tata Capital. He developed expertise in portfolio management, client acquisition, team leadership, and sales strategy across retail and credit businesses.

Our Core Team

SwitchMyLoan is led by a team with deep experience in fintech, lending operations, product design, growth, and compliance.

Hemali Bhatt

Hemali Bhatt

Co-founder & COO

Raj Kariya

Raj Kariya

Co-founder & Chief Customer Officer, Cready

Durwang Sawant

Durwang Sawant

Chief Business Officer

Ashwani Manaktala

Ashwani Manaktala

CEO, RapidMoney

Amit Agashe

Amit Agashe

Head - Operations, RapidMoney

Press & Media

Recognised across industry platforms for building scalable and compliant digital lending brands.